Monthly Inflationary Expenses (groceries, travel, clothes etc.)

Monthly Non-Inflationary Expenses (loan repayments, Insurance premiums etc.)

Years in which to calculate cost of living

Expected Changes in Expenses

Increase in Monthly Inflationary Expenses ( )

Decrease in Monthly Inflationary Expenses ( )

Increase in Monthly Non-Inflationary Expenses ( )

Decrease in Monthly Non-Inflationary Expenses ( )

Expected Annual Inflation (%)